Share Draft Accounts

The world is consistently changing and so are our lives.  Let us provide you with a little stability. Through our dependable, reliable share draft/checking accounts you can have peace mind knowing your financial needs will be meet. Let us keep pace with the world for you, by providing you with our most technologically advance services. Casebine Community Credit Union is committed to using the most advanced technological services and professional personnel to provide our members with the highest degree of excellence.

Eligibility:

Be member in good standing of the credit union. If you are a minor you need to have someone of legal age signed on your account with you.

Advantages:

• NO minimum balance in your share draft account.

• NO monthly fee.

• NO per draft fee.

• Free Check Images Online

• Free first box of 50 checks.*(When you open your account.)

• Monthly statement with an easy reconciliation form on the back. 

• A wide variety of styles to choose from.

• Free vinyl checkbook cover.

• Carbonless duplicate draft with every check you write.

• Free Home Banking Access

• Free Bill Payer Services

• Free MyKeptData Services 

Senior Advantages:

• NO charge for one box of checks. *(Per order if you are age 62 or better.)

• NO charge for one box of checks. *(Per order with direct deposit of pension or Social Security retirement.)

*Refers to plain blue duplicate safety checks. You may choose another style and your account will be debited the difference in price.

Dividends:

Paid on the average daily balance. See the current rate sheet for current APR & APY.

Charges:

Contact Credit Union for current charges and rates

Overdraft Protection:

This service will provide transfers from your regular share (savings) account in $50 increments to cover items attempting to clear your account. The fee is $10.00 plus tax per transfer. If you phone or stop in there is no fee for transfer of funds. Casebine Community Credit Union also offers ways to transfer funds without a fee via the telephone and internet, such as Voice Response and Home Banking.

Debit/ATM Cards:

Privilaged Status-

Tired of paying surcharges to get your money out of an ATM, some of those surcharges are as high as $2.50. All of Casebine Community Credit Union's Visa/Debit cards are "Privilaged Status". That means you can use any "Privilaged Status" ATM with no surcharge. Look for the "Privilaged Status" logo on your local ATM or visit www.shazam.net to locate a Privilaged Status ATM near you.

Deposits may be made at either of our locations in person, night drop box, payroll deduction, and direct deposit or with your Debit/ATM card.

ATM Deposits are subject to a two day hold.

Deposits:

This dual-purpose card is very handy and may be used at any merchant that accepts VISA and at Cirrus or Shazam ATM terminals. The cost is $2.00 plus tax monthly. You are allowed 15 ATM transactions monthly at no cost, after that they are .50 plus tax each.

ATM Deposits are subject to a two day hold.